5 Mistakes First-Time Homebuyers Make in Kansas (and How to Avoid Them)

Real Advice from a Southeast Kansas Real Estate Agent

Buying your first home is exciting—but let’s be honest, it can be a little overwhelming too. Between the paperwork, decisions, and emotions, it’s easy to make a misstep that could cost you time, money, or even your dream home.

I’ve worked with plenty of first-time homebuyers across Southeast Kansas, and these are the most common mistakes I see (and how you can avoid them):

❌ 1. Looking at Homes Before Getting Pre-Approved

The Mistake:
Falling in love with homes you haven’t actually qualified for—then realizing later that they’re out of reach.

The Fix:
Talk to a trusted local lender before you start house hunting. A quick pre-approval gives you a clear budget, strengthens your offer, and helps you move fast when the right home comes along.

❌ 2. Underestimating Closing Costs

The Mistake:
Saving up for a down payment, but forgetting about all the other costs—like inspections, appraisals, title fees, and escrow.

The Fix:
Most closing costs in Kansas run about 2–5% of the purchase price. Ask your lender and agent (me 👋) to break it down for you so there are zero surprises at the closing table.

❌ 3. Skipping the Home Inspection

The Mistake:
Trying to save money by skipping a professional inspection—especially on a house that “looks fine.”

The Fix:
Even if the home is newer or newly remodeled, always get an inspection. It could uncover issues with the roof, foundation, wiring, or plumbing that cost thousands later. In Southeast Kansas, where many homes are older, this step is crucial.

❌ 4. Making Big Purchases Before Closing

The Mistake:
Financing a car, buying furniture, or opening a new credit card right after your offer gets accepted.

The Fix:
Wait until after you’ve closed before making any major financial changes. Your lender will re-check your credit before final approval—and new debt can derail your loan.

❌ 5. Trying to Do It Alone

The Mistake:
Thinking you’ll save money by navigating the process without a buyer’s agent.

The Fix:
Working with a real estate agent (like me!) costs you nothing as a buyer. I’m here to:

• Protect your best interests

• Negotiate on your behalf

• Help you avoid all of the mistakes above

In fact, having an experienced local agent can save you thousands in the long run—and help you sleep better during the process.

✅ You’re Not Supposed to Know Everything—That’s My Job

Buying your first home is a learning curve, but you don’t have to figure it all out on your own. If you’re just starting to think about buying a home in Southeast Kansas, I’d love to walk you through the process, step by step.

👉 Contact me here and let’s talk about what home looks like for you.